In 1983, Warren Buffett merged Berkshire Hathaway with a company called Blue Chip Stamps controlled by Charlie Munger. At the time, Warren Buffet described 13 “owner related business principles” that will guide the investment decisions of Berkshire Hathaway. This post describes what these principles are and how they are applied.
The Ethereum Merge is upon us! Soon, the Ethereum blockchain will undergo a major change to the way it operates. Virtually eliminating its carbon footprint, decreasing fees, and increasing transaction capacity. But, what should users really expect? And, is this a good time to invest in the Ethereum ecosystem?
If only there were a way to accurately predict the future course of money rates & economy. Well, there is! Yield curves provide investors with an indication of the market’s expectation about future interest rates and the trajectory of the economy. Yield curves have also been reliable predictors of economic growth and recessions. In this post, I’ll describe what yield curves...
The disposition effect is an investing bias that refers to our tendency to prematurely sell assets that have made financial gains, while holding on to assets that are losing money. We are driven to sell our winning investments to ensure a profit but are averse to selling losing investments in hopes of turning them into gains. The disposition effect is an investing bias that...
With rising interest rates, some investors should re-consider preferred shares. This post describes what preferred shares are, the different types of preferred shares, and how they might be used by investors.
Investors may wish to harvest capital losses by selling shares and then re-purchasing those shares immediately with a lower cost base. Doing so would result in a tax benefit because investors could use the resulting capital losses to offset capital gains from other parts of their portfolio. But, CRA has closed this loophole by the “superficial loss” rules. To avoid...
Recently, I decided to sell my shares of 3M. I’ve been shareholder for over a decade, which made the decision harder. This post describes my rationale towards making investment decisions based on non-financial (environmental, values) criteria. This post also provides an example of a portfolio faced with a similar decision-making process.
How might Real Estate fit into diversified investment portfolios? And how might Real Estate Investment Trusts (“REITs”) be a good way to passively invest in real estate? This post will explore what REITs are and how investors might use them.
Many wealthy and retired investors have their primary investment objective as income generation. So, this post identifies 10 Canadian blue-chip investments with high yields that might be suitable for your portfolio. The holdings listed below are “blue-chip” since most are members of the S&P/TSX 60 Index and all are established companies with long track records. The companies in the list...
A robo advisor is an investing advisory and rebalancing service where recommendations and trade execution are delivered programmatically. This post compares the costs and benefits of using a robo advisor compared to a human investment advisor. It also lists the top robo advisors in the US and Canada.
