Canada recently increased the tax rate on capital gains. So, investors are asking: “how to avoid capital gains tax in Canada”? This post will provide Canadian investors with a few strategies to avoid paying capital gains tax. Especially considering recent capital gain tax rate increases. Before we begin, let’s put your financial knowledge to the test. Try out our free financial...
Investing in cocoa can be an exciting trade. The cocoa market has experienced significant shifts recently, capturing the attention of investors, chocolate enthusiasts, and industry stakeholders alike. Understanding these trends is crucial for anyone involved or interested in the cocoa trade. So, this post will describe the current market dynamics shaping the cocoa market. And, describe some ways that investors...
Gold prices have been trending higher. And, after surging to new all-time highs, investors are scrambling for explanations behind gold's gravity-defying rally. But, is gold a good investment? And, is gold a suitable investment for the long-term, or just during certain circumstances? Is now a good time to invest in gold? Let's delve into the nature of this investment and...
How should investors be evaluating private credit? Recent research is casting doubt on the touted benefits. A new study by the National Bureau of Economic Research is suggesting that, when considering the additional risks and fees, private credit investments may not offer the alpha. In other words, excess returns that many investors anticipate have not materialized. This finding prompts...
“Let your profits run, and cut your losses”. Is a phrase coined by economist David Ricardo encouraging investors to resist the urge to sell profitable positions too early. The adage has roots in simple math. A losing position can only fall 100%, whereas a winning one can potentially gain infinitely. So, how can this timeless wisdom help investors today?...
The best investors are deliberate and consistent. And, they don’t let their emotions get in the way. Instead, they create consistent investing habits. Day after day, week after week, year after year; the most consistent and disciplined investors succeed. While fickle, emotional, and impulsive investors flounder. So, how can investors encourage consistency in their investing process? This blog post will share...
In the serene landscapes of rural life, two distinct types of farmers thrive - the chicken farmer and the egg farmer. While both operate farms, they adopt vastly different strategies. Mirroring the diverse approaches in the world of portfolio investing. This post explores these strategies and draws parallels with the investment philosophy of Warren Buffett, while describing why a time-tested...
Investment Memos highlight the distinction between well-considered financial decisions and hasty gambles. This unassuming yet powerful tool is pivotal in crafting a disciplined investment strategy, one that is guided by clear governance and a consistent decision-making process. Rather than by feelings and emotions. This post will describe how investment memos are a powerful tool for serious investors who support accountability....
Canadian investors are increasingly looking at alternative assets like gold and bitcoin as prices rise. And, with their unique characteristics, these alternative investments offer unique advantages for some. But, most investors should still avoid these types of investments. This post will give investors a unique perspective on investments like gold and bitcoin and explain how they may be used...
How often should investors review their portfolio? And, when does it become too much or too little? Researchers have discovered that acting on a schedule with surprisingly long intervals is more sensible, even when transaction costs are low. In other words, excessively fussing over your portfolio is counterproductive, regardless of its affordability. Before we begin, take a break from reading...
