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Many wealthy and retired investors have their primary investment objective as income generation. So, this post identifies 10 Canadian blue-chip investments with high yields that might be suitable for your portfolio. The holdings listed below are “blue-chip” since most are…
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Am I exposed to US estate taxes?
Canadians might be surprised to learn they may be exposed to US estate taxes. This post describes the risks to Canadian investors and how they might protect themselves. US Estate Taxes When Canadians die owning US situated assets worth more…
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What is a Robo Advisor?
A robo advisor is an investing advisory and rebalancing service where recommendations and trade execution are delivered programmatically. This post compares the costs and benefits of using a robo advisor compared to a human investment advisor. It also lists the…
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Disbursement Quota for Canadian Charities
Following political pressure for Canadian charities to spend more of their capital, the federal government announced in their 2022 budget that the Disbursement Quota (“DQ”) for registered charities will be raised to 5%. This post describes the latest changes to…
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Foreign Currency Cost Base Reporting
Unsurprisingly, the Canada Revenue Agency (CRA) demands taxes be paid in Canadian dollars. This is simple enough when you earn income in Canada, since you were likely paid in Canadian dollars anyway. Your Canadian based investments are also likely quoted…
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Ethereum Transition to Proof of Stake
Sometime later this year, Ethereum is set to make the biggest change in its near-decade history, an event that’s certain to ripple through the entire ecosystem of cryptocurrencies and digital assets. The Ethereum blockchain will transition from a proof of…
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Some Investing Advice
When I was a kid, I had a Nintendo plugged into an old black and white TV in my bedroom. The best game I had was RBI Baseball. In it, you can run “watch” mode. So, instead of playing against…
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Crypto Covered Call ETFs
In today’s low rate environment, yield hungry investors are adding more covered call ETFs to their portfolios. ETF issuers now offer a variety of interesting products, and recently, Purpose Investments began offering two covered call ETFs based on cryptocurrencies. Because…
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5 Ways to Improve Your Spending Habits
We all have spending constraints. This post describes 5 ways a family office will improve your spending habits. Why improve spending habits? Because, we should all live “within our means”, even when we’re rich. This means spending less than what…
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How Much Does Wealth Management Cost?
Cost is an important factor when considering how to create your Wealth Management Process. This post compares the costs and benefits of using a family office to for your wealth management and describes real scenarios of how this is done.…